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And a written agreement can clearly spell out all the what ifs that might blow up down the lending road. Borrowing money from a friend or family member could lead to strain on the relationship. Is Borrowing Money From Friends And Family A Good Idea Cashfloat Pay at least some. Borrowing money from friends . Finally you can lend and borrow money from your family members and friends without worrying about the tax-implications as all loans whether with or without interest are not tax applicable. Before you jump right into borrowing money from friends consider if there are other personal loan options you can turn to first. Yet its possible to make it work. Not only are the loans not likely to get repaid but it can cause relationships to deteriorate. And if you want to borrow money from a loved one or friend suggest that the lender pay your mortgage company or utility directly. Its understandable why many people dont recommend loaning money to friends and relatives. Mo...